Indemnity Bonds: As set forth above, bid bonds, performance bonds and payment bonds are indemnity bonds. These bonds are not insurance policies. If a covered claim arises against a commmercial general liability policy, the insurer has a contractual obligation to indemnify and defend the insured (. the party obtaining the policy) and cannot seek repayment from the insured for amounts paid out as a result of a covered claim. If a claim arises and is paid out on a bid bond, performance bond or payment bond, the surety (the party issuing the bond) will look to the contractor to indemnify and defend it. So, if a claim is asserted against Contractor XYZ’s performance bond, the surety is going to look to Contractor XYZ to defend the lawsuit and to pay any damages.
My sister was diagnosed with dementia in 2010 and I did not find out ab out it until 2012 after her husband died. I took care of her after he died and found out she kept getting demoted on her job as a manager. I tried to take care of her but she could not stay alone at night and resented some of the care takers coming in. I am 78 and could not take care of her full time and put her in assistant living memory care at Brookdale in Northern Ky and I do not think they took good care of her letting her get UTIs and being abused by another patient. In one day she fell at facility and never regained any normalcy and could not walk. She had some hydrocyphulus but since she has begun tearing her hair out and agitated and medicines are not working they want to put her on comfort care at the nursing home. They do not think she could go underanthesetic to getMRI. They want to give her on haloperidol